Terms of Use

These Terms of use govern your (whether personally or on behalf of you) access and use of Studiepoint’s ( “we”, “us”, “our”) services made available through our website located at https://www.studiepoint.com/ (the “Website”) including any other media form, media channel, mobile website, or mobile application that is related, linked, or otherwise connected thereto (collectively, the “Site”). By accessing the Site, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE OR ACCEPT THESE TERMS OF USE, INCLUDING ANY UPDATE, MODIFICATIONS OR VARIATIONS TO THESE TERMS OF USE FROM TIME TO TIME, YOUR SOLE REMEDY IS TO IMMEDIATELY CEASE YOUR USE OF AND ACCESS TO THE SITE.

Furthermore, it is incumbent upon you to periodically review these Terms of Use to remain apprised of any updates. By continuing to use the Site subsequent to the posting of any revised Terms of Use, you will be deemed to have been made aware of, and to have accepted, such changes.

The information on this Site is not meant to be shared with or used by anyone in any place where doing so would break the law or require us to register in that location. If you access the Site from outside our main location, you do so on your own, and you are responsible for following local laws if they apply. The Site does not follow rules set by specific industries, like HIPAA, FISMA, or similar laws. If your use of the Site would fall under these laws, you cannot use this Site. Additionally, you cannot use the Site in a way that breaks the Gramm-Leach-Bliley Act (GLBA).

The Site is only for people who are at least 18 years old. Anyone under 18 is not allowed to use or sign up for the Site.

 

Intellectual Property Rights

The entirety of the content on this Site, including but not limited to the design, text, graphics, images, video, information, software, database and other files (collectively, “Content”), as well as any trademarks, service marks, and logos (collectively, “Marks”) present on the Site, are the proprietary property of Carl Walton Limited or its licensors. These are safeguarded by copyright, trademark, and other intellectual property laws both in United States and internationally.

You are granted a limited license to access and use the Site and its Content solely for your personal, non-commercial purposes, provided that you do not modify the Content and retain all copyright and other proprietary notices. Any other use, including reproduction, modification, distribution, transmission, republication, display, or performance of the Content and Marks without prior written permission from Studiepoint is strictly prohibited.

No material from the Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except as specifically allowed in these Terms of Use. You may download or print a copy of any portion of the Content solely for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Scope of Services

Admission Guidance: We provide personalized assistance in the application process to various universities and colleges. This includes help with selecting institutions, filling out application forms, and preparing necessary documents.

Educational Loan Assistance: We offer guidance on securing educational loans from various financial institutions. This includes assessing loan options, preparing application materials, and communicating with loan providers.

 

User Responsibilities

Accurate Information: Users must provide accurate, current, and complete information as requested by the Company. Any changes to the information provided must be promptly updated.

Compliance: Users must comply with all applicable laws, regulations, and guidelines, including those related to data protection and privacy.

Eligibility

Age Requirement: Users must be at least 18 years old to use our services.

Educational Requirement: Users must be prospective or current graduate students seeking assistance with admissions or educational loans.

 

Payment Terms

Basic Services: Our basic services are provided free of charge. This includes initial consultations and general advice and putting in of application.

Premium Services: Premium services may attract a fee depending on the specific service required. These services include in-depth admission guidance, extensive loan assistance, and personalized application and scholarship guidance services. Detailed pricing will be provided upon request or during the service agreement process.

Payment Methods: We accept various payment methods, including credit/debit cards, bank transfers, and online payment systems. Specific methods will be detailed during the payment process.

Refund Policy: Refunds will be provided only under certain conditions, such as cancellation of a service before significant work has been undertaken. Detailed refund policies will be outlined in the specific service agreements.

 

Privacy Policy

Data Collection: We collect personal information such as name, contact details, educational background, and financial information necessary to provide our services.

Data Use: Collected data will be used solely for the purpose of providing and improving our services. This includes processing applications and facilitating loans.

Data Protection: We employ industry-standard security measures to protect your data. More details can be found in our Privacy Policy, which is incorporated by reference into these terms.

For information about StudiePoint’s data practices, please read our Privacy Policy, available at (https://www.studiepoint.com/privacy). The Privacy Policy details how we collect, process, and protect your personal information when you access and use the Site and Services. We strongly encourage you to review it carefully, as by accessing and using the Site and Services, you consent to the collection, use, and disclosure of your information in accordance with the Privacy Policy. The Privacy Policy may be updated periodically at our sole discretion, with changes becoming effective upon posting to the Site.

 

Dispute Resolution

Governing Law: These terms are governed by and construed in accordance with the laws of Estonia.

Arbitration: Any disputes arising out of or related to these terms or the services provided by the Company will be resolved through binding arbitration in accordance with the rules of Estonia

Jurisdiction: The courts of Nigeria will have exclusive jurisdiction over any disputes not subject to arbitration.

Modification of Terms

Right to Modify: The Company reserves the right to modify these terms at any time. Any changes will be effective immediately upon posting the updated terms on our website.

Notification: Users will be notified of significant changes to the terms via email or through a notice on our website.

Termination

Termination by User: Users may terminate their use of the services at any time by notifying the Company.

Termination by Company: The Company reserves the right to terminate or suspend access to the services for any user who breaches these terms or engages in unlawful or inappropriate conduct.

 

Miscellaneous

Entire Agreement: These terms, along with any additional agreements or policies referenced herein, constitute the entire agreement between the user and the Company.

Severability: If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Waiver: The Company’s failure to enforce any right or provision of these terms will not be deemed a waiver of such right or provision.

Limitation of Liability

General Limitation: The Company is not liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our services.

Specific Exclusions: The Company is not liable for delays, inaccuracies, or errors in the information provided, or for any loss of data or unauthorized access to your personal information.

 

Contact Information

For any queries regarding these terms, please contact us at:

Email: hello@studiepoint.com

Address:

Harju county, Tallinn, Kesklinna district, Tartu mnt 67/1-13b, 10115 Estonia.

Phone Number: